House Hunting

By Karyn Winrich financial-literacy.info

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Need to Move While Starting a New Business? It Can Be Done!

Starting a new business is a huge undertaking, and without having to move at the same time, which can make the whole process even more challenging. A move can be chaotic, and so can all the many tasks associated with starting a business which can be overwhelming at times. But doing both at the same time isn’t impossible; you just need some planning and a few tips.

Shippy Realty and Auction represents buyers and sellers and handles the auctioning of homes, commercial, or land (cropland and grazing land). Here are some tips on how to make a move while starting your own business.

Organization Is Key

When house hunting, determine your budget and get a pre-approval letter from a lender. Look into the area you’re planning to move to for things like schools, neighborhoods, and amenities that are important for you, your family, and your business.

Use a real estate agent. They’ll know how to navigate the whole home-buying process. Plus, they’ll have invaluable information about the place you’re moving to as far as your home and business lives are concerned.

Create a master to-do list that incorporates both your move and business tasks. This can help you prioritize tasks and keep you on track. Your moving to-do list should include notifying all the relevant parties like the landlord, utilities, post office, and any service providers like your phone or internet.

Detail what you need to pack first, such as items you don’t need right away or things to pack in a suitcase at the last minute. Research moving companies. Look for companies that have ratings you can find online, as well as reviews from previous customers. Then research and find reviews for storage companies in the area you’re moving to in order to ensure you’ll have the size you need when you get there.

Your business to-do list should include setting things up in your new area, like a business checking account, and getting the proper permits and licenses to operate your business from local authorities. Then set up your business’ operating structure, like a sole proprietorship or LLC. The rules for LLCs vary from state to state, so make sure you check and see what will apply in the state you’re moving to. And network with others in the business community there. You can do this by finding businesses on LinkedIn or contacting the Chamber of Commerce for that city.

Use Smart Software and Apps

One tool that can help you get and stay organized is project management software. This is a web-based program that helps you plan, organize, and manage projects and tasks. It allows you to create a schedule, track progress, and meet deadlines.

Take advantage of invoicing software. With it, you can streamline and automate the invoicing process by creating professional invoices, tracking payments, and managing accounts receivable.

Canva is fairly simple to use graphic design software. It will allow you to create professional-looking graphics for your website, marketing materials, and social media.

Portable point-of-sale apps for your smartphone or tablet meaning you can take credit card payments and process them, email receipts and keep track of all your sales and purchases.

Use a PDF merger tool to keep all your documents in one place. Once you combine PDF files, you can move PDF pages to get your records in the right order. You can also share files with others more efficiently by emailing a link to a single, merged PDF file.

Getting an IT Education

By understanding how to use and troubleshoot tech, you can help ensure your business is running smoothly and efficiently. It can save you time and resources, thereby improving your bottom line.

Plus, cybersecurity threats are becoming more and more of a problem for businesses. By having a knowledge of IT and cybersecurity, you can protect your business from online threats.

Use an online IT course or something like this. This degree can provide you with a solid foundation in computer information systems and technology, and even gives you the opportunity to earn multiple industry-recognized certifications.

Starting a new business while moving can be an overwhelming project, but by getting help from resources like real estate agents, smart business apps, and making a smart plan with a helpful to-do list, you can make it happen and come through with a satisfying new home and a successful business.

All American Selections of 2023

All American Selections of 2023 winners are judged on toughness, disease resistance, and uniqueness from many varieties. Here are the vegetable winners:

Starting with Pepper Cayenne Wildcat F1 a cayenne pepper with thicker walls than other varieties. Produces a sweet, smoky flavor with mild heat (around 1000 Scoville units) for those who do not like a truly hot pepper.

Pepper Jalapeno San Joaquin F1 on determinate plants making for a high yield at the same time. They do last a long time on the plant. 50 plus fruits per plant. Thick-walled fruits with 2500 to 6000 Scoville units (a hint of heat). The flesh is dry, sweet, and without fibers.

My favorite winter squash is a kabocha-type, now a new variety came out called Sweet Jade Kabocha Squash. The fruits are a little smaller than the regular type being single servings of 1-2 pounds fruits. Has dry, stringless texture.

Tomato Zenzei F1 is an early maturing Roma-type of tomato. An indeterminate plant that keeps produces a crop to frost. Fewer spotting and blossom end rot compared to other Roma tomatoes.

Watermelon Rubyfirm F1 is a small single-serving fruit the size of a cantaloupe. Very sweet, crisp flesh with few seeds. 2 to 3 fruits per plant.

F1 means first filial generation which is obtained by crossing two different parents to produce a hybrid. Seeds from the fruit can not be replanted because they will revert to the original parents.

Get a Pre-approval Letter Before Buying a Home

Why should you get a pre-approval letter before buying a home from a bank or lender?

  1. The lender will view various documents like taxes (2 years), proof of employment, proof of income (W-2 forms, pay stubs), residence, and debt-to-income ratio to see your borrowing capability.
  2. The bank will go over various mortgage options to best suit your needs.
  3. When everything is done, you will have a picture of how much money you can mortgage on a new home.
  4. Now you have flexibility. Maybe the house you like is below your buying limit and you can do it yourself some things to make it your true dream home.
  5. Some sellers want to see a pre-approval letter before considering an offer.

In most cases getting pre-approved take 1-3 days. There is a time limit with a pre-approval letter which is 30 to 90 days. Your bank will fill in the details. During this process, you do not want to acquire any loans for a vehicle, change jobs, or put big purchases on a credit card.

For more information, click on our website below: Winner Realtor & Winner SD Auction Buying Info | Shippy Realty | Winner, SD